Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Question: 1 / 400

In what capacity do Independent Adjusters work?

Salaried by insurers

On a fee-plus-expenses basis

Independent adjusters are self-employed and select clients on a fee-plus-expenses basis. This means they are paid by clients on a per-service basis, receiving a fee in addition to expenses earned while working for that client. Options A, C, and D involve a direct salary payment instead of a separate fee. This would require employers or bureaus to pay for expenses, which is typically not the arrangement or practice for independent adjusters.

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Offer services on a fee-for-service basis

As salaried employees of adjustment bureaus

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