Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Coverage A is typically referred to as "Dwelling coverage" in a homeowner's insurance policy, and provides protection against physical damage to your property, such as your house, garage, or any other structures on your property. Option B is incorrect because property damage would only cover damage to the property itself, not any personal injury that may occur on the property. Option C is incorrect because bodily injury coverage would only cover medical expenses for injuries sustained by others on your property, not damage to any physical structures. Option D is incorrect because legal and medical expenses are typically covered in different sections of homeowner's insurance policies and are not included under Coverage A.