Florida Insurance Claims Adjuster License Practice Exam 2025 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

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Question: 1 / 400

What is the function of the insurance department?

To pass insurance laws

To administer insurance laws

The main function of the insurance department is to administer insurance laws. This means that they are in charge of enforcing and regulating insurance laws and policies within a given jurisdiction. Option A is incorrect because it implies that the insurance department creates laws, when in reality they are responsible for upholding and enforcing them. Option C is incorrect because negotiating ethical standards is not a primary function of the insurance department, although they may play a role in promoting ethical behavior within the insurance industry. Option D is incorrect because the insurance department is not meant to solely advocate for agents and adjusters, but rather to regulate the entire insurance industry for the benefit of all stakeholders.

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To negotiate ethical standards within the insurance industry

To act as an advocate for agents and adjusters

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