Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Question: 1 / 400

Errors and Omissions claims are a result of?

A. unethical behavior

B. lack of knowledge or information

C. Both unethical behavior and lack of knowledge or information are correct

Errors and Omissions (E&O) claims are filed when an individual or company has made a mistake or failed to fulfill a duty, resulting in financial or professional harm to a client.

Option A is incorrect because not all errors and omissions are caused by unethical behavior. E&O claims can also arise from unintentional mistakes or negligence.

Option B is incorrect because while lack of knowledge or information can contribute to errors and omissions, it is not the only cause. E&O claims can also be caused by miscommunications, misunderstanding or misrepresentation of information.

Option D is incorrect because both unethical behavior and lack of knowledge or information can contribute to E&O claims. It is not an either-or situation.

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D. Neither unethical behavior and lack of knowledge or information are correct

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