Florida Insurance Claims Adjuster License Practice Exam 2025 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

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Question: 1 / 400

Insurance is considered a contract of a personal nature because:

Conditions

Adhesion

Indemnity

A personal nature

Other options are incorrect because

- Option A: "Conditions" are provisions that must be fulfilled in order for the contract to be valid, but it does not relate to the personal nature of insurance.

- Option B: "Adhesion" refers to a type of contract where one party has more power than the other and can dictate the terms, but it does not explain why insurance is a personal contract.

- Option C: "Indemnity" means protection against loss, but this does not explain why insurance is personal in nature.

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