Florida Insurance Claims Adjuster License Practice Exam 2025 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

A Fiduciary Agent is a person or entity who has a legal relationship of trust with a client. This means that they are legally obligated to act in the best interest of their client and must handle any assets or resources with the utmost care and diligence. Options A, B, and D are all incorrect because they refer to different roles or positions that do not necessarily have a legal relationship of trust with clients. A principal in a construction agreement may have a legal relationship with contractors or workers, but not necessarily with a client. A provider in a health maintenance organization may have a fiduciary duty to their patients, but not necessarily to clients. An insurer covering commercial property may have a contract with a property owner, but this does not indicate a legal relationship of trust. Therefore, the best answer is C, a person or entity with a legal relationship of trust with a client.