Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Question: 1 / 400

What defines the principle of proximate cause in insurance?

Closest insurance office location

Immediate source of loss

Unbroken chain between occurrence and damage

The principle of proximate cause in insurance refers to the unbroken chain that connects the occurrence of a certain event to the resulting damage or loss. This means that there must be a direct and uninterrupted link between the event and the resulting loss for an insurance policy to cover it. Options A and D are incorrect as they do not address the concept of proximate cause. Option B is incorrect because while the immediate source of loss may be related to the proximate cause, it does not fully encompass the concept.

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