Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

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All of the following are true concerning Joint Underwriting Associations, EXCEPT:

Policyholders must be unable to purchase insurance on the open market

Citizens replaced FRP&CJUA and Florida Windstorm

It is not possible to purchase Homeowner policies under JUA, only Dwelling policies

Joint Underwriting Associations (JUA) provide property insurance coverage for those unable to purchase insurance on the open market. This is why option A is incorrect. Citizens replaced FRP&CJUA and Florida Windstorm, making option B true. JUA operations are overseen by a Board of Governors, so option D is also true. However, it is possible to purchase both Homeowner and Dwelling policies under JUA, making option C the incorrect answer.

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JUA operations are overseen by a Board of Governors

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