Florida Insurance Claims Adjuster License Practice Exam 2026 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Question: 1 / 400

Coverage excludes injury or damage expected or intended by whom?

The victim

A third party

The insured

This is because "insured" refers to the person or entity who has purchased a policy and is covered by the insurance. Both the victim and the third party could potentially file a claim for injury or damage against the insured, so they are not excluded from coverage. The insurer is the company providing the insurance and would not be excluded from coverage either.

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The insurer

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