Florida Insurance Claims Adjuster License Practice Exam 2025 - Free Insurance Claims Adjuster License Practice Questions and Study Guide

Intentional Injury coverage is meant to cover unexpected or accidental injuries or damage. Option A is incorrect because it excludes all injuries, which would leave the insured with no coverage. Option B is incorrect because it excludes only injuries to employees, but injuries to anyone else would still be covered. Option D is incorrect because injuries occurring before the policy period may still be covered depending on the terms of the policy. Option C is the correct answer because it excludes any injuries that were expected or intended by the insured, as this would fall under intentional harm and not accidental injury.